Consumers’ Perceptual Biasness in Debit Cards of Indian Banks
نویسندگان
چکیده
منابع مشابه
Do consumers pay more using debit cards than cash?
We conduct an incentivized experiment to test whether the willingness to pay is higher for debit cards compared to cash for three consumer products. Our findings support this conjecture also after controlling for cash availability, spending type, price familiarity and consumption habits of the products. The evidence thus suggests that different representations of money matters for consumer beha...
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Debit cards have become an indispensable part of the U.S. payments system, accounting for more than a third of consumer payments at point of sale. With this development has come controversy: Card networks charge merchants fees that merchants believe are too high. And most of the fees are ad valorem—that is, based on transaction value—rather than fixed fees per transaction. Merchants are critica...
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For valuable comments on earlier drafts, I thank Omri Ben-Shahar, Rebecca Eisenberg, Frances Foster, John Haley, Dan Keating, Atsushi Kinami, Rick Lempert, Lynn LoPucki, Bob Rasmussen, Hiroo Sono, Elizabeth Warren, Jay Westbrook, and Mark West. I also received useful feedback from presentations of all or part of this paper at the Conference on Japanese Law in the 21st Century at the University ...
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ژورنال
عنوان ژورنال: Journal of Business & Financial Affairs
سال: 2016
ISSN: 2167-0234
DOI: 10.4172/2167-0234.1000186